Privacy Policy
Privacy Policy
Privacy Policy
Effective Date: August 20, 2024
Last Updated: August 21, 2024
Golden Luxe Capital ("Golden Luxe," "we," "us," or "our") is committed to protecting the privacy of our clients and website visitors. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.goldenluxecapital.com (the "Site") or use our services.
Please read this Privacy Policy carefully. By accessing or using the Site or our services, you acknowledge that you have read, understood, and agree to be bound by the terms of this Privacy Policy.
1. Information We Collect
We may collect information about you in various ways when you use the Site or our services. The information we collect may include:
1.1 Personal Information:
Identifiers: Name, email address, phone number, mailing address, social security number, driver's license number, passport number, or other government-issued identification.
Financial Information: Bank account information, credit card information, income, and other financial data necessary to process loan applications.
Business Information: Business name, business address, industry, number of employees, annual revenue, and other information related to your business.
1.2 Non-Personal Information:
Technical Information: IP address, browser type, operating system, referring URLs, access times, and pages viewed.
Usage Information: Information about how you use the Site and our services, including the features you use, the pages you visit, and the time spent on each page.
Device Information: Device type, operating system, and other device-specific information.
2. How We Collect Information
We collect information about you through various methods, including:
Directly from You: When you fill out a loan application, contact us via email or phone, or provide information through the Site.
Automatically: Through the use of cookies, web beacons, and other tracking technologies.
Third-Party Sources: From credit reporting agencies, data providers, and other third-party sources.
3. Use of Information
We may use the information we collect for various purposes, including:
Providing and Maintaining our Services: To process loan applications, provide funding, and manage your account.
Communicating with You: To respond to your inquiries, provide updates about your application, and send you marketing communications.
Improving our Services: To analyze usage patterns, identify areas for improvement, and develop new features.
Protecting Against Fraud and Security Risks: To detect and prevent fraud, unauthorized access, and other security threats.
Complying with Legal Obligations: To comply with applicable laws, regulations, and legal processes.
4. Disclosure of Information
We may disclose your information to third parties in the following circumstances:
Service Providers: To third-party service providers who assist us in providing our services, such as credit reporting agencies, payment processors, and marketing partners.
Legal Requirements: To comply with legal obligations, such as subpoenas, court orders, or government requests.
Protection of Rights: To protect our rights, property, or safety, or the rights, property, or safety of others.
Business Transfers: In connection with a merger, acquisition, or sale of all or a portion of our assets.
5. Data Security
We implement reasonable security measures to protect your information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or method of electronic storage is 100% secure. Therefore, while we strive to protect your information, we cannot guarantee its absolute security.
6. Your Privacy Rights
You have certain rights regarding your personal information, including the right to:
Access and Correct Your Information: You can request access to and correction of your personal information.
Delete Your Information: You can request deletion of your personal information, subject to certain exceptions.
Opt-Out of Marketing Communications: You can opt-out of receiving marketing communications from us.
7. Children's Privacy
Our services are not intended for children under the age of 18. We do not knowingly collect personal information from children under 18.
8. California Privacy Notice
This section applies to residents of California and supplements the information provided in this Privacy Policy.
8.1 Information We Collect:
We collect the following categories of personal information from California residents:
Identifiers: Name, contact information, online identifiers, government-issued identifiers.
Personal Information Categories Listed in the California Customer Records Statute (Cal. Civ. Code § 1798.80(e)): Name, contact information, signature, financial information.
Protected Classifications: Age, gender, race, ethnicity.
Commercial Information: Transaction information, purchase history, financial information.
Internet or Other Electronic Network Activity Information: Browsing history, search history, interaction with our website.
Geolocation Data: Location data.
Audio, Electronic, Visual, Thermal, Olfactory, or Similar Information: Call recordings.
Professional or Employment-Related Information: Business information, job title.
Inferences Drawn from Other Personal Information: Inferences drawn from the above categories to create a profile about a consumer reflecting their preferences, characteristics, and behaviors.
8.2 Use of Information:
We may use the personal information we collect for the purposes described in Section 3 of this Privacy Policy.
8.3 Sources of Information:
We collect personal information from the sources described in Section 2 of this Privacy Policy.
8.4 Disclosure of Information:
We may disclose your personal information as described in Section 4 of this Privacy Policy.
8.5 Your California Privacy Rights:
Under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), California residents have the following rights regarding their personal information:
Right to Know: You have the right to request that we disclose the categories and specific pieces of personal information we have collected about you.
Right to Delete: You have the right to request that we delete your personal information, subject to certain exceptions.
Right to Correct: You have the right to request that we correct inaccurate personal information.
Right to Opt-Out of Sale/Sharing: You have the right to opt-out of the sale or sharing of your personal information.
Right to Limit Use and Disclosure of Sensitive Personal Information: You have the right to limit the use and disclosure of your sensitive personal information.
Right to Non-Discrimination: You have the right not to be discriminated against for exercising your CCPA rights.
8.6 Exercising Your California Privacy Rights:
You can exercise your CCPA rights by contacting us at:
Email: reply@goldenluxecapital.com
8.7 Verification of Requests:
We will verify your identity before processing your CCPA request. We may require you to provide additional information to verify your identity.
8.8 Authorized Agents:
You can designate an authorized agent to submit CCPA requests on your behalf. We will require the authorized agent to provide proof of authorization.
9. Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Golden Luxe Capital
Tampa, Florida
Email: reply@goldenluxecapital.com
10. Updates to This Privacy Policy
We may update this Privacy Policy from time to time. We will post the updated Privacy Policy on the Site and update the Effective Date.
11. Nevada Privacy Rights
This section applies to residents of Nevada and supplements the information provided in this Privacy Policy.
Under Nevada law, Nevada residents have the right to opt-out of the sale of certain “covered information” collected about them. “Covered information” includes: (1) a first and last name; (2) a home or other physical address which includes the name of a street and the name of a city or town; (3) an email address; (4) a phone number; (5) a Social Security number; (6) an identifier that allows a specific person to be contacted either physically or online; and (7) any other information concerning a person collected from the person through the Internet website or online service of an operator and maintained by the operator in combination with an identifier in a form that makes the information personally identifiable.
While Golden Luxe Capital does not currently engage in activities that constitute a “sale” of covered information under Nevada law, if you are a Nevada resident and wish to submit a request to opt-out of the sale of your covered information, you may contact us at:
Email: reply@goldenluxecapital.com
12. Do Not Track Signals
Some web browsers incorporate a “Do Not Track” (DNT) feature that signals to websites that you do not want to have your online activity tracked. Currently, there is no industry standard for how companies should respond to DNT signals. Therefore, Golden Luxe Capital does not currently respond to DNT signals.
13. International Users
If you are accessing the Site or our services from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located and our central database is operated. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country. By using the Site or our services, you consent to the transfer of your information to the United States and other countries.
14. Governing Law
This Privacy Policy shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of laws principles.
15. Dispute Resolution
Any dispute arising out of or relating to this Privacy Policy shall be settled by binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Tampa, Florida.
16. Entire Agreement
This Privacy Policy constitutes the entire agreement between you and Golden Luxe Capital with respect to the subject matter hereof and supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and Golden Luxe Capital with respect to the Site and our services.
17. Severability
If any provision of this Privacy Policy is found to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect.
18. Waiver
No waiver of any provision of this Privacy Policy shall be effective unless in writing and signed by an authorized representative of Golden Luxe Capital.
By using the Site or our services, you acknowledge that you have read, understood, and agree to be bound by the terms of this Privacy Policy.
Thank you for choosing Golden Luxe Capital.
Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Golden Luxe Capital
Tampa, Florida
Email: reply@goldenluxecapital.com
1. Information We Collect
We may collect information about you in various ways when you use the Site or our services. The information we collect may include:
1.1 Personal Information:
Identifiers: Name, email address, phone number, mailing address, social security number, driver's license number, passport number, or other government-issued identification.
Financial Information: Bank account information, credit card information, income, and other financial data necessary to process loan applications.
Business Information: Business name, business address, industry, number of employees, annual revenue, and other information related to your business.
1.2 Non-Personal Information:
Technical Information: IP address, browser type, operating system, referring URLs, access times, and pages viewed.
Usage Information: Information about how you use the Site and our services, including the features you use, the pages you visit, and the time spent on each page.
Device Information: Device type, operating system, and other device-specific information.
2. How We Collect Information
We collect information about you through various methods, including:
Directly from You: When you fill out a loan application, contact us via email or phone, or provide information through the Site.
Automatically: Through the use of cookies, web beacons, and other tracking technologies.
Third-Party Sources: From credit reporting agencies, data providers, and other third-party sources.
3. Use of Information
We may use the information we collect for various purposes, including:
Providing and Maintaining our Services: To process loan applications, provide funding, and manage your account.
Communicating with You: To respond to your inquiries, provide updates about your application, and send you marketing communications.
Improving our Services: To analyze usage patterns, identify areas for improvement, and develop new features.
Protecting Against Fraud and Security Risks: To detect and prevent fraud, unauthorized access, and other security threats.
Complying with Legal Obligations: To comply with applicable laws, regulations, and legal processes.
4. Disclosure of Information
We may disclose your information to third parties in the following circumstances:
Service Providers: To third-party service providers who assist us in providing our services, such as credit reporting agencies, payment processors, and marketing partners.
Legal Requirements: To comply with legal obligations, such as subpoenas, court orders, or government requests.
Protection of Rights: To protect our rights, property, or safety, or the rights, property, or safety of others.
Business Transfers: In connection with a merger, acquisition, or sale of all or a portion of our assets.
5. Data Security
We implement reasonable security measures to protect your information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or method of electronic storage is 100% secure. Therefore, while we strive to protect your information, we cannot guarantee its absolute security.
6. Your Privacy Rights
You have certain rights regarding your personal information, including the right to:
Access and Correct Your Information: You can request access to and correction of your personal information.
Delete Your Information: You can request deletion of your personal information, subject to certain exceptions.
Opt-Out of Marketing Communications: You can opt-out of receiving marketing communications from us.
7. Children's Privacy
Our services are not intended for children under the age of 18. We do not knowingly collect personal information from children under 18.
8. California Privacy Notice
This section applies to residents of California and supplements the information provided in this Privacy Policy.
8.1 Information We Collect:
We collect the following categories of personal information from California residents:
Identifiers: Name, contact information, online identifiers, government-issued identifiers.
Personal Information Categories Listed in the California Customer Records Statute (Cal. Civ. Code § 1798.80(e)): Name, contact information, signature, financial information.
Protected Classifications: Age, gender, race, ethnicity.
Commercial Information: Transaction information, purchase history, financial information.
Internet or Other Electronic Network Activity Information: Browsing history, search history, interaction with our website.
Geolocation Data: Location data.
Audio, Electronic, Visual, Thermal, Olfactory, or Similar Information: Call recordings.
Professional or Employment-Related Information: Business information, job title.
Inferences Drawn from Other Personal Information: Inferences drawn from the above categories to create a profile about a consumer reflecting their preferences, characteristics, and behaviors.
8.2 Use of Information:
We may use the personal information we collect for the purposes described in Section 3 of this Privacy Policy.
8.3 Sources of Information:
We collect personal information from the sources described in Section 2 of this Privacy Policy.
8.4 Disclosure of Information:
We may disclose your personal information as described in Section 4 of this Privacy Policy.
8.5 Your California Privacy Rights:
Under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), California residents have the following rights regarding their personal information:
Right to Know: You have the right to request that we disclose the categories and specific pieces of personal information we have collected about you.
Right to Delete: You have the right to request that we delete your personal information, subject to certain exceptions.
Right to Correct: You have the right to request that we correct inaccurate personal information.
Right to Opt-Out of Sale/Sharing: You have the right to opt-out of the sale or sharing of your personal information.
Right to Limit Use and Disclosure of Sensitive Personal Information: You have the right to limit the use and disclosure of your sensitive personal information.
Right to Non-Discrimination: You have the right not to be discriminated against for exercising your CCPA rights.
8.6 Exercising Your California Privacy Rights:
You can exercise your CCPA rights by contacting us at:
Email: reply@goldenluxecapital.com
8.7 Verification of Requests:
We will verify your identity before processing your CCPA request. We may require you to provide additional information to verify your identity.
8.8 Authorized Agents:
You can designate an authorized agent to submit CCPA requests on your behalf. We will require the authorized agent to provide proof of authorization.
9. Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Golden Luxe Capital
Tampa, Florida
Email: reply@goldenluxecapital.com
10. Updates to This Privacy Policy
We may update this Privacy Policy from time to time. We will post the updated Privacy Policy on the Site and update the Effective Date.
11. Nevada Privacy Rights
This section applies to residents of Nevada and supplements the information provided in this Privacy Policy.
Under Nevada law, Nevada residents have the right to opt-out of the sale of certain “covered information” collected about them. “Covered information” includes: (1) a first and last name; (2) a home or other physical address which includes the name of a street and the name of a city or town; (3) an email address; (4) a phone number; (5) a Social Security number; (6) an identifier that allows a specific person to be contacted either physically or online; and (7) any other information concerning a person collected from the person through the Internet website or online service of an operator and maintained by the operator in combination with an identifier in a form that makes the information personally identifiable.
While Golden Luxe Capital does not currently engage in activities that constitute a “sale” of covered information under Nevada law, if you are a Nevada resident and wish to submit a request to opt-out of the sale of your covered information, you may contact us at:
Email: reply@goldenluxecapital.com
12. Do Not Track Signals
Some web browsers incorporate a “Do Not Track” (DNT) feature that signals to websites that you do not want to have your online activity tracked. Currently, there is no industry standard for how companies should respond to DNT signals. Therefore, Golden Luxe Capital does not currently respond to DNT signals.
13. International Users
If you are accessing the Site or our services from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located and our central database is operated. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country. By using the Site or our services, you consent to the transfer of your information to the United States and other countries.
14. Governing Law
This Privacy Policy shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of laws principles.
15. Dispute Resolution
Any dispute arising out of or relating to this Privacy Policy shall be settled by binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Tampa, Florida.
16. Entire Agreement
This Privacy Policy constitutes the entire agreement between you and Golden Luxe Capital with respect to the subject matter hereof and supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and Golden Luxe Capital with respect to the Site and our services.
17. Severability
If any provision of this Privacy Policy is found to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect.
18. Waiver
No waiver of any provision of this Privacy Policy shall be effective unless in writing and signed by an authorized representative of Golden Luxe Capital.
By using the Site or our services, you acknowledge that you have read, understood, and agree to be bound by the terms of this Privacy Policy.
Thank you for choosing Golden Luxe Capital.
Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Golden Luxe Capital
Tampa, Florida
Email: reply@goldenluxecapital.com
1. Information We Collect
We may collect information about you in various ways when you use the Site or our services. The information we collect may include:
1.1 Personal Information:
Identifiers: Name, email address, phone number, mailing address, social security number, driver's license number, passport number, or other government-issued identification.
Financial Information: Bank account information, credit card information, income, and other financial data necessary to process loan applications.
Business Information: Business name, business address, industry, number of employees, annual revenue, and other information related to your business.
1.2 Non-Personal Information:
Technical Information: IP address, browser type, operating system, referring URLs, access times, and pages viewed.
Usage Information: Information about how you use the Site and our services, including the features you use, the pages you visit, and the time spent on each page.
Device Information: Device type, operating system, and other device-specific information.
2. How We Collect Information
We collect information about you through various methods, including:
Directly from You: When you fill out a loan application, contact us via email or phone, or provide information through the Site.
Automatically: Through the use of cookies, web beacons, and other tracking technologies.
Third-Party Sources: From credit reporting agencies, data providers, and other third-party sources.
3. Use of Information
We may use the information we collect for various purposes, including:
Providing and Maintaining our Services: To process loan applications, provide funding, and manage your account.
Communicating with You: To respond to your inquiries, provide updates about your application, and send you marketing communications.
Improving our Services: To analyze usage patterns, identify areas for improvement, and develop new features.
Protecting Against Fraud and Security Risks: To detect and prevent fraud, unauthorized access, and other security threats.
Complying with Legal Obligations: To comply with applicable laws, regulations, and legal processes.
4. Disclosure of Information
We may disclose your information to third parties in the following circumstances:
Service Providers: To third-party service providers who assist us in providing our services, such as credit reporting agencies, payment processors, and marketing partners.
Legal Requirements: To comply with legal obligations, such as subpoenas, court orders, or government requests.
Protection of Rights: To protect our rights, property, or safety, or the rights, property, or safety of others.
Business Transfers: In connection with a merger, acquisition, or sale of all or a portion of our assets.
5. Data Security
We implement reasonable security measures to protect your information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or method of electronic storage is 100% secure. Therefore, while we strive to protect your information, we cannot guarantee its absolute security.
6. Your Privacy Rights
You have certain rights regarding your personal information, including the right to:
Access and Correct Your Information: You can request access to and correction of your personal information.
Delete Your Information: You can request deletion of your personal information, subject to certain exceptions.
Opt-Out of Marketing Communications: You can opt-out of receiving marketing communications from us.
7. Children's Privacy
Our services are not intended for children under the age of 18. We do not knowingly collect personal information from children under 18.
8. California Privacy Notice
This section applies to residents of California and supplements the information provided in this Privacy Policy.
8.1 Information We Collect:
We collect the following categories of personal information from California residents:
Identifiers: Name, contact information, online identifiers, government-issued identifiers.
Personal Information Categories Listed in the California Customer Records Statute (Cal. Civ. Code § 1798.80(e)): Name, contact information, signature, financial information.
Protected Classifications: Age, gender, race, ethnicity.
Commercial Information: Transaction information, purchase history, financial information.
Internet or Other Electronic Network Activity Information: Browsing history, search history, interaction with our website.
Geolocation Data: Location data.
Audio, Electronic, Visual, Thermal, Olfactory, or Similar Information: Call recordings.
Professional or Employment-Related Information: Business information, job title.
Inferences Drawn from Other Personal Information: Inferences drawn from the above categories to create a profile about a consumer reflecting their preferences, characteristics, and behaviors.
8.2 Use of Information:
We may use the personal information we collect for the purposes described in Section 3 of this Privacy Policy.
8.3 Sources of Information:
We collect personal information from the sources described in Section 2 of this Privacy Policy.
8.4 Disclosure of Information:
We may disclose your personal information as described in Section 4 of this Privacy Policy.
8.5 Your California Privacy Rights:
Under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), California residents have the following rights regarding their personal information:
Right to Know: You have the right to request that we disclose the categories and specific pieces of personal information we have collected about you.
Right to Delete: You have the right to request that we delete your personal information, subject to certain exceptions.
Right to Correct: You have the right to request that we correct inaccurate personal information.
Right to Opt-Out of Sale/Sharing: You have the right to opt-out of the sale or sharing of your personal information.
Right to Limit Use and Disclosure of Sensitive Personal Information: You have the right to limit the use and disclosure of your sensitive personal information.
Right to Non-Discrimination: You have the right not to be discriminated against for exercising your CCPA rights.
8.6 Exercising Your California Privacy Rights:
You can exercise your CCPA rights by contacting us at:
Email: reply@goldenluxecapital.com
8.7 Verification of Requests:
We will verify your identity before processing your CCPA request. We may require you to provide additional information to verify your identity.
8.8 Authorized Agents:
You can designate an authorized agent to submit CCPA requests on your behalf. We will require the authorized agent to provide proof of authorization.
9. Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Golden Luxe Capital
Tampa, Florida
Email: reply@goldenluxecapital.com
10. Updates to This Privacy Policy
We may update this Privacy Policy from time to time. We will post the updated Privacy Policy on the Site and update the Effective Date.
11. Nevada Privacy Rights
This section applies to residents of Nevada and supplements the information provided in this Privacy Policy.
Under Nevada law, Nevada residents have the right to opt-out of the sale of certain “covered information” collected about them. “Covered information” includes: (1) a first and last name; (2) a home or other physical address which includes the name of a street and the name of a city or town; (3) an email address; (4) a phone number; (5) a Social Security number; (6) an identifier that allows a specific person to be contacted either physically or online; and (7) any other information concerning a person collected from the person through the Internet website or online service of an operator and maintained by the operator in combination with an identifier in a form that makes the information personally identifiable.
While Golden Luxe Capital does not currently engage in activities that constitute a “sale” of covered information under Nevada law, if you are a Nevada resident and wish to submit a request to opt-out of the sale of your covered information, you may contact us at:
Email: reply@goldenluxecapital.com
12. Do Not Track Signals
Some web browsers incorporate a “Do Not Track” (DNT) feature that signals to websites that you do not want to have your online activity tracked. Currently, there is no industry standard for how companies should respond to DNT signals. Therefore, Golden Luxe Capital does not currently respond to DNT signals.
13. International Users
If you are accessing the Site or our services from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located and our central database is operated. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country. By using the Site or our services, you consent to the transfer of your information to the United States and other countries.
14. Governing Law
This Privacy Policy shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of laws principles.
15. Dispute Resolution
Any dispute arising out of or relating to this Privacy Policy shall be settled by binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Tampa, Florida.
16. Entire Agreement
This Privacy Policy constitutes the entire agreement between you and Golden Luxe Capital with respect to the subject matter hereof and supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and Golden Luxe Capital with respect to the Site and our services.
17. Severability
If any provision of this Privacy Policy is found to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect.
18. Waiver
No waiver of any provision of this Privacy Policy shall be effective unless in writing and signed by an authorized representative of Golden Luxe Capital.
By using the Site or our services, you acknowledge that you have read, understood, and agree to be bound by the terms of this Privacy Policy.
Thank you for choosing Golden Luxe Capital.
Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Golden Luxe Capital
Tampa, Florida
Email: reply@goldenluxecapital.com